Advance fee loans require an up front payment for a personal or small business loan. This upfront payment may be termed as an "application payment" or "processing fee." However, these disguises are nothing more than a scam. In these cases, you never receive your guaranteed loan, never hear from the company again, and discover from the third party creditor that you are ineligible. These advance fee loan scam artists use classified advertisements, telephone calls, and the internet to lure unsuspecting consumers in before charging an upfront fee for a loan that never materializes.
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